One BIG HINT that the suspicious e-mail you've received might be a phishing scam...
When you hold your mouse pointer over the link/graphic that points you to a web site and the address that displays in your status bar isn't that which you would visit to access your bank, you've probably received a scam. The common thing I've seen in the "phishing" e-mails lately is an address like this (the series of four numbers (218, 158, 230, and 101) commonly called the dotted quad and the page and directory will likely be different):
http://218.158.230.101:87/b/index.htm
I received one e-mail today (the web site was closed down by the time I started checking) that had an address that looked like this:
http://%32%31%38%2e%31%35%38%2e%32%33%30%2e%31%30%31:%38%37/%62/%69%6E%64%65%78%2E%68%74%6D
If you wanted to figure out what in the hell that URL would actually point to (the easy way), visit here and enter the URL in the form.
Banks don't send out e-mails that have links like that. Plus, a bank shouldn't be sending you e-mails asking you for your personal info. It just doesn't work like that...
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